Service
UAE Car Loan & Ownership Cost Calculator
This service helps estimate a typical monthly car loan payment and total ownership cost in the United Arab Emirates. It considers loan terms together with fuel, insurance, maintenance, registration fees and optional Salik toll expenses.
Service details
Your estimated cost
Monthly loan payment
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Based on the loan amount, interest rate and tenure you entered.
Total monthly ownership cost
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Total loan amount: -
Down payment: -
Total interest paid: -
For many UAE residents, ownership costs between 1500 and 3500 AED per month are typical depending on vehicle, driving distance and insurance profile. Your estimate will appear here after you enter your details.
Breakdown
- Enter car price, loan details and usage information to view a full breakdown of loan payment, fuel, insurance, maintenance, registration fees and any Salik/toll costs.
Information note
This tool provides an indicative estimate of car loan payments and monthly ownership costs in the UAE. Actual loan offers, fuel prices, tolls and insurance premiums differ by bank, emirate, vehicle model, driver profile and market conditions. It does not replace personalised financial advice.
About this calculator
This calculator outlines common elements of car ownership costs in the United Arab Emirates. It assumes a standard amortised car loan with fixed monthly instalments, typical annual registration fees and broad reference ranges for insurance. In practice, insurance pricing can vary significantly depending on the vehicle make and age, the driver's history and chosen cover limits.
Many UAE car loans follow similar structures, with an upfront down payment, a fixed interest rate and a tenure of up to five years. The figures shown here are indicative only and are not a loan offer or guarantee of eligibility. Users should confirm exact loan terms, insurance premiums and regulatory fees directly with their bank, dealer, insurer or the relevant UAE authorities.