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KSA GOSI Calculator
Calculate General Organization for Social Insurance (GOSI) contributions for Saudi nationals and expatriates — Old and New Systems, updated for the July 2026 rate step.
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Kuwait Indemnity Calculator
Calculate your Kuwait end-of-service indemnity (EOSB) under Labour Law No. 6/2010. Includes resignation tier penalties, 18-month cap, and a "wait-or-leave" scenario showing how much more you earn by reaching the next entitlement tier.
Immigration & Visas
KSA Dependent Fee Calculator
Calculate the exact dependent levy (fee) required for Iqama issuance or renewal in Saudi Arabia based on the number of dependents and duration.
Use cases
Common scenarios
Preparing an invoice
Confirm the VAT amount and final total before issuing an invoice to a client.
End-of-service planning
Estimate gratuity or end-of-service benefits when reviewing employment terms.
Handling a visa scenario
Check indicative UAE visa costs or overstay fines when planning next steps.
Budgeting for a move
Compare living costs between cities and model a realistic monthly budget.
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Taxes
10
Taxes
10- UAE VAT Calculator UAE VAT calculator to add or remove VAT (5% by default). Instantly see net, VAT, and total in AED, with formulas, examples, and FAQs.
- KSA VAT Calculator KSA VAT calculator to add or remove VAT (15% by default) showing net, VAT, and total in Saudi Riyals (SAR).
- Bahrain VAT Calculator Add or remove 10% VAT on Bahrain transactions. Covers standard, zero-rated, and exempt categories with the official NBR registration thresholds (BHD 37,500 mandatory, BHD 18,750 voluntary) and a multi-line invoice mode for SMEs.
- UAE VAT Reverse Calculator Calculate inclusive and exclusive amounts for UAE VAT based on the standard 5% tax rate.
- ZATCA Tax Amnesty Quantify your potential savings from the ZATCA tax amnesty. See how much you save by avoiding late filing and payment penalties.
- Salary After Tax Calculator Estimate take-home salary in different countries using simplified income tax and social contribution rules.
- GCC Customs Duty Calculator This service helps users estimate customs duties, VAT and import fees when bringing goods into GCC countries, using commonly referenced duty rates, VAT rates and CIF (cost, insurance and freight) principles.
- Zakat Calculator This service helps estimate your Zakat obligation based on different asset types using a simplified Nisab calculation. Enter the current gold price per gram, select a Zakat category (cash, gold, silver, investments or business), and provide asset details to receive an indicative calculation.
- UAE CT Penalty Estimate your UAE Corporate Tax penalties, including the 14% compounding late payment interest and fixed late filing fines.
- UAE Tax Residency Calculator Check whether you qualify as a UAE tax resident under Cabinet Decision 85/2022 — 183-day rule, 90-day GCC/resident rule with permanent home or business, and the qualitative centre-of-interests test. Includes UAE Tax Residency Certificate (TRC) eligibility.
Visas & Residency
9
Visas & Residency
9- UAE Family Visa Cost Calculator Estimate UAE family visa costs for sponsoring your spouse, children, parents or domestic worker, including visa fees, Emirates ID, medical fitness test, insurance and typing center charges.
- UAE Overstay Fine Calculator Estimate overstay fines for visit visas and residency visas in the United Arab Emirates based on commonly applied immigration rules.
- UAE Traffic Fine Calculator Look up common UAE traffic violations, calculate your total fines, and check your black points status. Based on Dubai RTA and Federal Decree-Law No. 14 of 2024.
- KSA Iqama Services & Fees Estimate the official 2026 government fees for Iqama Renewal, Dependents, Exit & Re-entry Visas, and Sponsorship Transfer (Naqal Kafala).
- KSA Dependent Fee Calculator Calculate the exact dependent levy (fee) required for Iqama issuance or renewal in Saudi Arabia based on the number of dependents and duration.
- KSA Profession Alignment Estimate the cost of resolving your Iqama profession mismatch against the SAR 10,000 MHRSD fine.
- Kuwait Residency Fees Calculate your total annual Kuwait residency (Iqama) renewal fees for 2026 under Ministerial Resolution No. 2249/2025. Includes dependents, health insurance, and a sponsor-type comparison.
- Kuwait Absence Tracker Track your cumulative absence from Kuwait against the 180-day (or 120-day for domestic workers) auto-cancellation threshold under Amiri Decree 114/2024 and Ministerial Decision 2249/2025. Compares the Izn Ghaib (Sahel) filing cost against the full household re-application cost if residency is lost.
- Qatar Permanent Residency Eligibility Calculator Check your eligibility for Qatar Permanent Residency under Law No. 10 of 2018. Multi-track evaluator (general 20/10-year track and Article 2 categorical exemptions) plus a cost-benefit dashboard versus annual RP renewal.
Business & Corporate
2
Business & Corporate
2- Company Setup Estimator Calculate the estimated first-year cost of setting up a company in the UAE. Compare Free Zones vs Mainland, license types, and visa requirements for 2026.
- UAE Corporate Tax Calculator Estimate your UAE corporate tax liability under Federal Decree-Law No. 47 of 2022. Covers the standard 0%/9% tiered rate, Small Business Relief, and Qualifying Free Zone status.
Salaries & Employment
14
Salaries & Employment
14- UAE Gratuity Calculator Calculate your end of service gratuity pay in UAE based on your contract type and reason for leaving.
- UAE Personal Loan Calculator Calculate personal loan EMI and check DBR eligibility in UAE. Estimate monthly payments and debt burden ratio compliance according to UAE Central Bank regulations.
- Flat vs Reducing Rate Loan Compare flat and reducing interest loan rates. Instantly see the true equivalent rate, total interest, and exact EMI for GCC car and personal loans.
- KSA EOSB Calculator Estimate end of service benefits in the Kingdom of Saudi Arabia according to commonly used interpretations of Saudi Labour Law rules.
- Kuwait Indemnity Calculator Calculate your Kuwait end-of-service indemnity (EOSB) under Labour Law No. 6/2010. Includes resignation tier penalties, 18-month cap, and a "wait-or-leave" scenario showing how much more you earn by reaching the next entitlement tier.
- Kuwait Transfer Cost Calculate the real cost of switching employers in Kuwait in 2026: PAM transfer fees (KWD 455 before 3 years vs KWD 155 after), the indemnity you forfeit by resigning early, and whether waiting for the next tier pays off. Includes the MR 2/2026 restricted-sector window.
- Bahrain EOSB Calculator Calculate your Bahrain end-of-service gratuity under the new SIO-funded system (Resolution 109/2023). Includes the 3-year rate transition, pro-rata partial years, and a full SIO employer contributions tracker to verify compliance.
- Oman EOSB Calculator Calculate your Oman end-of-service gratuity under Royal Decree 53/2023, with split-period handling for service that crosses the 31 July 2023 cut-off.
- Oman SPS Savings Calculator Project your Oman Social Protection Savings under Royal Decree 52/2023, the legacy EOSB tail up to 19 July 2027, and compare the Article 138 cash-settle vs transfer routes.
- UAE EOSB Savings Scheme Comparator Compare UAE traditional gratuity (Federal Decree-Law 33/2021 Article 51) against the Mainland Alternative Savings Scheme (Cabinet Resolution 96/2023) and DIFC DEWS. Projects compounded employer 5.83% / 8.33% contributions, voluntary top-up, and break-even years.
- UAE Salary Overtime Calculator Compute salary per hour and estimate overtime pay in the UAE based on common interpretations of UAE Labour Law.
- Salary Breakdown Calculator UAE salary calculator for breaking down monthly or annual salary into hourly, daily, weekly and annual values, including UAE-style allowances for a professional pay slip view.
- KSA GOSI Calculator Calculate General Organization for Social Insurance (GOSI) contributions for Saudi nationals and expatriates — Old and New Systems, updated for the July 2026 rate step.
- UAE WPS Salary Validator Verify whether your employee payroll is compliant with the UAE Wage Protection System (WPS) rules set by MOHRE. Check salary payments, coverage, and timing in seconds.
Cost of Living & Housing
7
Cost of Living & Housing
7- Cost of Living Comparison Compare the estimated cost of living between two cities using reference indices for housing, transportation, food, utilities and other common household expenses.
- UAE Rent Affordability Calculator Estimate the maximum rent you can afford based on your salary and expenses.
- RERA Rent Increase Calculate the maximum legal rent increase for your Dubai property as per Decree 43 of 2013 based on the RERA Rental Index.
- UAE Mortgage Affordability Calculator Estimate monthly mortgage payments, affordability, and UAE property-related fees based on common lending criteria.
- UAE Car Loan & Ownership Cost Estimate monthly car loan payments and total approximate cost of ownership in the UAE, including fuel, insurance, and maintenance.
- Dubai DEWA Bill Calculator Estimate your monthly Dubai Electricity and Water Authority (DEWA) bill based on 2026 slab tariffs for electricity, water, housing fee and VAT.
- Dubai Eviction Compensation Estimate RDC compensation for bad-faith evicting in Dubai, including rent difference and relocation costs.
Investment & Savings
3
Investment & Savings
3- Compound Interest Calculator Estimate the future value of your investments with compound interest. Calculate returns on monthly contributions over time.
- Gold Price Calculator Estimate the value of your gold in UAE (AED) or Saudi Arabia (SAR) based on weight, karat purity and current reference prices for 24K, 22K, 21K, 18K and more.
- Hajj & Umrah Budget Estimate the total cost of your Hajj or Umrah pilgrimage from UAE or Saudi Arabia. Customise every spending category and get a full itemised breakdown.
New additions
Latest calculators
Employment Tools
KSA Pension & Retirement Age
Find your Saudi pension age and earliest retirement date under the new Social Insurance Law (Royal Decree M/273): new, transitional and legacy tracks, plus the early-retirement contribution route.
Employment Tools
Kuwait Transfer Cost
Calculate the real cost of switching employers in Kuwait in 2026: PAM transfer fees (KWD 455 before 3 years vs KWD 155 after), the indemnity you forfeit by resigning early, and whether waiting for the next tier pays off. Includes the MR 2/2026 restricted-sector window.
Taxation Tools
UAE Tax Residency Calculator
Check whether you qualify as a UAE tax resident under Cabinet Decision 85/2022 — 183-day rule, 90-day GCC/resident rule with permanent home or business, and the qualitative centre-of-interests test. Includes UAE Tax Residency Certificate (TRC) eligibility.
Guides & Insights
Latest from our Blog
6 min read
GOSI Rates in Saudi Arabia 2026: Why You Pay 10.25% and Your Colleague Pays 9.75%
Saudi Arabia now runs two GOSI systems in parallel. New workforce entrants pay 10.25% — rising to 10.75% on 1 July 2026 — while pre-July-2024 contributors stay at 9.75%. Here is the full rate calendar to 2028, the exact wage base, the retirement-age schedule, and what happens when you change jobs.
KSA GOSI Social Insurance Payroll Saudi Arabia
Read more 
9 min read
The June 30 Emiratisation Cliff: Two Fine Regimes, One Deadline — UAE 2026
From July 1, 2026, UAE Emiratisation fines run on two tracks: a monthly per-position fine under the +AED 1,000 annual escalation for 50+ firms, and an AED 108,000 lump for 20–49 firms in 14 sectors. Hire-vs-fine math with Nafis subsidies and law citations.
UAE Emiratisation MoHRE Nafis Labour Law
Read more 
9 min read
Oman's 5% Income Tax Starts January 2028: The OMR 42,000 Threshold, Deductions, and the 183-Day Exit
Royal Decree No. 56/2025 introduced the first personal income tax in GCC history. If you earn above OMR 42,000 in Oman, here is your exact liability at five income levels, which deductions legally reduce it, and what the 183-day residency rule means for expats considering a move.
Oman Income Tax Expat Finance Royal Decree GCC Tax
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FAQ
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Are the results official?
The tools provide indicative estimates based on formal guidelines (such as UAE Federal Tax Authority VAT formulas). They should be used for reference alongside official guidance or professional advice.
Is CalcMENA free to use?
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Which countries are supported?
While our core calculators currently focus on the UAE and Saudi Arabia, we are rapidly expanding to cover the entire MENA region.
Is my data saved?
No. All calculations are performed instantly in your browser. We do not store, track, or save any of the numbers you enter.
How often are the tools updated?
Rates for VAT, customs, and gratuity are monitored closely and updated whenever official changes are announced by the respective authorities.