KSA GOSI Calculator

GOSI (General Organization for Social Insurance) is the government agency responsible for social insurance in Saudi Arabia. It creates a financial safety net for workers by providing retirement pensions, unemployment support (SANED), and coverage for occupational hazards.

For Saudi nationals, both the employer and the employee contribute to the fund. The contribution rates depend on whether the employee falls under the Old System (joined before July 2024) or the New System (joined after July 2024).

For expatriates, only the employer contributes (2%) to cover Occupational Hazards. Expatriates do not pay into the annuities or unemployment branches.